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Shahida Noreen Muhammad Irshad Group
In this Group: Shahida Noreen , Ghazala, Shaista, Kosar, Hamidan
Ghazala baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle).

Shaista baji wants a loan to buy construction supplies to sell.

Kosar baji wants a loan to buy items (chairs, scissors, creams) for her barber shop.

Hamidan baji wants a loan to buy ready-made garments to sell.

Shahida noreen baji is the group leader of these above mentioned ladies. She is a very responsible lady and a very good human being. All of her members respect her a lot. Her husband belongs to a construction supplies business. He completes the orders of building contractors and earns income. Shahida baji performs her duties as a wife and as a woman brilliantly. She is applying for a loan to buy construction supplies to complete the orders of his customers.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahida Noreen Muhammad Irshad Group's $775 loan helped a member to buy construction supplies to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2009
Jun 1, 2009
Currency Exchange Loss:
Jun 18, 2010