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Millicent A. is a 31-year-old entrepreneur. She lives in Manyatta Kisumu, Kenya with her husband and three school-going children. She used the funds from her first two loans to invest in this small shop (pictured) adjacent to her home, where she sells daily necessities, like bread, flour, cooking oil and soap. Over the past 2 years she has increased her daily income by 100% and managed to save a bit of her profits. Millicent plans to supplement her business with small sale of cereals, especially beans and rice which are in high demand She would like a loan of $600 to purchase additional stock and obtain supplies that are in high demand within her community.

Additional Information

Important Information

Please note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.

About Kenya

  • $1,800
    Average annual income
  • 571
    View loans »
    Kenya Loans Fundraising
  • $49,768,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Millicent improve stock of food supplies in her grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2007
Jun 1, 2007
Currency Exchange Loss:
Jun 16, 2008