A loan helped to buy seeds and fertilizers.


Bhawani's story

Bhawani is 60 years old. She is married and has three children aged 28, 26, and 22. Many years ago, she established her vegetable-farming business and, working seven days a week and five hours a day, she supports her family.

She has already received and successfully repaid two loans from Patan BPW and used this most recent loan to purchase seed and fertilizers for her business. In the future, she plans to uplift the economic condition of her family. She thanks you for your support.

Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, Patan BPW's borrowers are able to purchase greater amounts of seed and fertilizer, which enables them to grow cash crops to sell in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.


This loan is special because:

It provides business and financial training to female small business owners.



Loan details


Lenders and lending teams




Loan details