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Rubina Munawar Hussain Group
In this Group: Rubina , Parveen , Sakina , Nazia Parveen , Razia
Rubina baji is married to M. H. and is the group leader of four other women. She has been living in Kot Radha Kishan, Pakistan, for the past 10 years. Her husband is a musician and runs a musical group of 10 people. They sing songs on occasions such as weddings and birthdays when people call them for providing entertainment. Rubina baji is engaged in the cot-knitting business. She knits cots on orders and earns income. She does this work to share the financial burden of her husband. She is applying for a loan to buy a musical instrument (guitar) for her husband’s musical group.

Parveen baji wants a loan to buy a buffalo for her milk-selling business. Sakina baji wants a loan to buy iron for making iron rods to sell. Nazia parveen baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Razia baji wants a loan to buy goats for her animal-selling business.

This is a group loan and the loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 172
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina Munawar Hussain Group's $1,200 loan helped a member to buy a musical instrument for musical group.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 22, 2009
Currency Exchange Loss:
May 31, 2010