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Francisco L. A. lives in the department of Ahuachapán together with his wife and their son. Francisco is 46 years old and is dedicated to his business, which is a metals and carpentry workshop. Francisco produces furniture for every room including dining sets and sells all of this himself. Clients come to Francisco's business to buy furniture sets and Francisco offers them easy forms of payment, which is where Francisco sees a strong niche for his business and why he is inclined to add more of this type of products to a warehouse and still offer ease of payment. This is the dream of this man, that his business grows and that he may be able to have a larger inventory for display, but for the moment, he is requesting a loan because his clients have requested a great quantity of furniture and he does not have the raw materials to make it all.
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Francisco L. A. vive el departamento de Ahuachapán junto a su esposa y su hijo, Francisco tiene 46 años de edad y se dedica a su negocio que es un taller de estructuras metálicas y carpintería. Francisco hace su trabajo desde la producción de cada sala y comedores hasta la comercialización de los mismos, los clientes llegan al negocio de Francisco a comprar un juego de sala y Francisco les da facilidades de pago, a raíz de esto Francisco ve un buen nicho en su negocio e inclinarlo más a un almacén de este tipo de productos y con facilidades de pago, este es el sueño de este hombre, que su negocio crezca y pueda tener más inventario a la vista, pero por el momento ahora el solicita un crédito porque le han pedido una gran cantidad de muebles y no posee la materia prima suficiente para elaborarlos.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 451
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Francisco buy raw materials to make furniture.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 7, 2009
May 26, 2009
Currency Exchange Loss:
Dec 15, 2010