A loan helped to buy stock (beers, wines and spirits) for her bar business.


Nowerena's story

Nowerena is a mother of two who owns a bar from which she earns a living. Her goal in life is to see her children turn into successful people. That is why she toils every day, to ensure they get the best of everything.

Her bar business has faced a number of challenges, such as lack of enough capital to effectively stock the bar to the tastes and preferences of her clientele. She resorted to turning to Ugafode Microfinance to provide her with a loan that would enable her to stock her bar, which would attract more customers.

She is grateful for the great work Kiva has done for her and looks forward to meeting her Kiva sponsors in person who have enabled her to provide for her children to go to great schools through funding her bar business with this loan.


This loan is special because:

It provides financing to underserved borrowers.


Loan details


Lenders and lending teams



Loan details