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Rubina Asif Masih Group
In this Group: Rubina , Suraiya , Razia , Shakeela Parveen , Zainab Ilahi
Rubina baji has lived in the city of Borewala, Pakistan for the past 14 years. Borewala is famous for its shrines. Rubina baji's husband works in animal sales. He buys animals from markets and sells them to butchers. He has 3 years of experience in this business. Rubina baji, a very responsible and sensitive soul, is a tailor. She wants to keep her family happy and labors for them. She is applying for a loan to buy animals (goats) to increase the profit of her husband’s animal selling business.

Rubina baji leads a group that includes four other women from her locality. Suraiya baji, Razia baji, and Shakeela Parveen baji each want loans to buy donkey carts for loading. Zainab Ilahi baji wants a loan to buy medicines to resell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 349
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina Asif Masih Group's $1,000 loan helped a member to buy animals to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2009
May 21, 2009
Currency Exchange Loss:
Jun 7, 2010