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María Teodora
Mrs. Maria Teodora Torres has been personally selling bananas for several years at the Mayoreo Market in the city of Managua with the purpose of supporting her family. The reason she requests a loan is for the purchase of perishables like bananas, of which she strongly hopes that Ceprodel will grant her so that she may acquire her product and improve her situation.
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En el Mercado Mayoreo de la ciudad de Managua la señora María Teodora T. desde hace varios años se dedica a la venta de plátanos siendo comercializados todos los días por ella misma con el propósito de mantener su núcleo familiar.

El motive por el cual solicita un crédito es para la compra de los perecederos como lo son los plátanos por lo que espera muy confiadamente en que Ceprodel le brindará dicho crédito y así adquirirá su producto para mejorar su condición.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 44
    View loans »
    Nicaragua Loans Fundraising
  • $26,295,350
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped María Teodora purchase of bananas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 21, 2009
May 24, 2009
Currency Exchange Loss:
Nov 15, 2009