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Salma Qamar Akhtar Group
In this Group: Salma , Rafia , Nusrat , Shahnaz , Zubaida , Shahida , Bable
Salma baji is the wife of Q. A., who owns a two-room brick house in Kasur, Pakistan, and has been living in it for the past 14 years. Kasur is famous for its sweetmeat. Salma baji is a very hardworking lady and a very sensitive soul. She can’t bear to see her family in trouble. She sews clothes to share the financial burden of her husband, who sells clothes in his native city of Kasur and buys from Multan and Lahore. These two cities are famous for their varieties. Salma baji is applying for a loan to buy more clothes to expand her husband’s clothes-selling business.

She is the group leader of six other women from her area. Rafia baji, Nusrat baji, Shahnaz baji, Zubaida baji, Shahida baji, and Bable baji each want a loan to buy clothes to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Salma Qamar Akhtar Group's $1,300 loan helped a member to buy clothes to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2009
May 20, 2009
Currency Exchange Loss:
Jun 6, 2010