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Irshad Shoqat Ali Group
In this Group: Irshad , Zubaida , Humaira , Fozia , Shabana
Irshad baji is married to S. A. and has lived in the city of Kasur, Pakistan (famous for its sweetmeats) for the past 15 years. She prepares wooden items, such as trays, which people buy to decorate their homes. Irshad baji learned this art from her mother and has worked in this business for five years. Her husband works in the clothes-selling business. He buys clothes from different cities (Multan and Lahore) and sells to his native city, Kasur. Irshad baji is applying for a loan to buy clothes to expand her husband’s business.

Irshad baji is the leader of a group of four other women from her locality. Zubaida baji, Humaira baji, Fozia baji and Shabana baji each want a loan to buy clothes for their clothes-selling business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshad Shoqat Ali Group's $950 loan helped a member to buy clothes to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2009
May 21, 2009
Currency Exchange Loss:
Jun 1, 2010