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Razia Bashir Masih Group
In this Group: Razia , Kalsoom , Khursheed , Ayesha Siddiqan
Razia baji is a very devoted and hardworking lady. She sews embroidery dresses to earn income, because her husband’s income is insufficient and it is difficult to manage the house expenses.

Razia baji takes orders from clothing shops. Her two daughters also help her by preparing the embroidery clothing. She is applying for a loan to buy material (beads, colored thread and sketches) to increase the profit of her business.

She is the group leader of three other women from her locality. Kalsoom baji wants a loan to buy beams for her shuttering business. Khursheed baji wants a loan to buy embroidery material (beads and colored thread). Ayesha siddiqan baji wants a loan to buy construction supplies to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee each others loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Bashir Masih Group's $750 loan helped a member to buy material for embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 17, 2009
May 20, 2009
Currency Exchange Loss:
May 30, 2010