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Los Luceros Group
In this Group: Margoth Angelica, Maria Leny, Elvis Ivan, Cinthia Lorena, Rosa Gisleny, Ronald Rivert, Clara, Lisbeth*, Cledicia, Miguelina, Ines Pamela, Virginia, Leidy, Escarli Wendy, Daniela *, Edgar
* not pictured
Maria Lenny J. – She is the president of this community bank. She was elected due to her positive attituD. and because she is very hardworking. She lives in Balcón II KM.9, in the city of Santa Cruz, with her husband, Mr. Gonzalo García, and their two children.

Her primary activity is selling groceries out of her home. As a siD. business, she also operates a telephone center (where people can go to make phone calls). Her husband, Mr. Gonzalo, has worked as a driver for 5 years.

Rosa M. – She is the treasurer of this community bank. She is married with one child. They live in a house with an “anticrético” contract, in which they paid the landlord a fixed sum when they moved in, in lieu of monthly rent. She sells clothing in a weekend market. Her husband, Mr. Edgar Palcios, is a locksmith with over three years of experience. They are saving up to buy a stand in the Barrio Lindo market.

Clara R. – Another member of this community bank, Ms. Clara lives with her husband. Mr. Francisco J. and their two children. She sells food as her primary line of business, and receives a secondary stream of income from selling homemaD. bread. She runs both these enterprises out of her home.
View original language description ↓
Maria Lenny J..- es la presidenta del banco comunal, fue elegida debido su actitud D. positivismo y por ser muy trabajadora.
Vive en el Balcón II KM.9 D. la cuidad D. Santa Cruz. En casa familiar con su esposo el Sr. Gonzalo García y sus dos hijos, su actividad principal es la venta D. abarrotes el cual lo realiza en su domicilio. Como segunda actividad tiene punto D. llamadas. Su esposo el Sr. Gonzalo es chofer el mismo que trabaja hace 5 años con esta actividad.
Rosa M..- tiene el cargo D. tesorera en el banco comunal, ella es casada tiene un hijo, viven en anticrético. Se dedica a la venta D. ropa en la feria los fines D. semanas. Su esposo el Sr. Edgar Palacios, se dedica a la cerrajería ya hace mas D. tres años que viene trabajando con esta actividad, están acumulando su propio capital para la compra D. un puesto dentro D. la feria D. Barrio Lindo.
Clara R..- es una mas D. las integrantes D. este banco comunal, doña Clara vive en casa familiar con su esposo el Sr. Francisco J. y sus dos hijos, su actividad principal en la venta D. comida, como segunda actividad tiene la venta D. pan casero. Estos son realizados en su mismo domicilio.
Su esposo el Sr. Francisco es albañil el cual trabaja en la ciudad D. Santa Cruz. El préstamo que fue solicitado fue para aumentar sus mesas y sillas ya que estaba empezando a crecer su negocio.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 118
    View loans »
    Bolivia Loans Fundraising
  • $36,714,900
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Luceros Group's $5,000 loan helped a member to buy groceries (oil, rice, noodles, flour).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 25, 2009
Jun 2, 2009
Currency Exchange Loss:
Nov 15, 2009