A loan of $1,000 helped to buy materials for her clothes making shop.

Sivi's story

Sivi is 42 and single. She has three children; Carlos is 21, Joel is16, and Ruth is 11. She only lives with the last two since the first child is independent.

For ten years she has been making and selling clothes. She learned to do this from her parents when she was very little. They worked in this business to take care of their family. She has chosen to do the same work together with her sister and a pair of ladies who help her in her small shop. Her work starts when orders are placed. Sivi then makes the ordered number of items, which is usually in the hundreds. She then travels to the city of Tumbes, which is where she sells her merchandise. Her sister travels to the border with Ecuador to sell in larger quantities since there is a big demand there for her clothes.

In the future, Sivi hopes to have a big factory with a lot of people working and filling large clothing orders.

This is her first individual loan with Microfinanzas Prisma. She promises to be punctual with all of her payments, just like she was in the past with her community bank. She will use the loan to buy material (fabric, zippers, thread, etc.). That way she will improve her shop’s production on her way to expansion.

Translated from Spanish by Kiva volunteer Ginny Kalish

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Loan details