Samandar M. rents a small booth in the Beylagan city bazaar and engages in the selling of fruits. He is married and he has 3 children. He is 60 years old. He established his business in 1998. He is a client of Normicro Beylagan Branch. His first loan from Normicro was in the amount of $300 in 2005. He borrowed $500 in 2006 and increased his daily sales. In 2007 his loan was in the amount of $800. He used this loan to buy more kinds of goods.