A loan of $375 helped to increase her inventory.


Josephine's story

Josephine is 44 years old and a resident of Barangay Minallo, Naguillan, Isabela. She is married to Ferdinand P. and blessed with five children. Her two youngest children are still studying in high school and elementary school. She hopes that someday she will be able to send them to college to earn degrees for their future.



Josephine sells AVON and Cooler Life products in her village. She is requesting her second loan for PHP 18,000 to use as additional working capital. She earns her income through commission. She wants to improve her current 25% commission to 30% by purchasing more products from the companies. She hopes to use the extra income to pay for her children to acquire a higher level of education.



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Loan details