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Betania Iv-A Group
In this Group: Yustinus, Melkias, Metusalak, Napoleon, Obet, Oktovianus, Sakarias, Stefanus, Titus, Yulius
Yustinus T. leads a group of 10 people which is named Betania IV-A. He is aged 44 years and married to Naema T., a 40-year-old lady. Both Yustinus and Naema have been living in Nekmese Village for years, since they were children. This village is situated 55 km from Kupang City, and it takes about two and a half hours' ride to get into the village from Kupang City. The road to this village is bumpy and hasn’t been asphalted yet. Most of the community in this village relies on the agricultural sector to generate money to support their lives, including Yustinus and the group members of Betania IV-A.

In Nekmese Village, Yustinus finances his family by farming. His marriage has been blessed with 2 children, aged 9 to 14 years; they are Bifeni and Yosafat. As a farmer, Yustinus is only able to generate income in a small amount. The income is unstable, depending on the season and crops. To generate money, Yustinus usually sells bananas and areca nut in the market. His wife also helps him to generate money by selling vegetables. The hardship that Yustinus faces in financing his family motivates him to find another alternative to support his family life. This is the reason why Yustinus is intereseted in joining TLM Cattle Fattening Program.

Yustinus is requesting a loan amounting to IDR 3,200,000 from TLM to buy cattle to be fattened over a 12 month period. The other members of this group are also requesting loans to buy cattle to be fattened. They hope that the cattle fattening program will help them in improving their lives.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 86
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 10,395.9
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Betania Iv-A Group's $3,125 loan helped a member to buy cattle to be fattened.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 11, 2009
May 19, 2009
Currency Exchange Loss:
Oct 30, 2010