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Cham Nap
O. Cham Nap, 29, raises a few pigs and typically earns $3 per day. His wife, Sea Sophea, 27, sells desserts and eggs and has a daily income of $2.50. Together, they have one young child.

Their family expenses are a bit high since the price of goods and services keeps going up relative to their small amount of income. With the current difficult economic downturn, they are trying their best to generate more income to maintain their moderate standard of living.

They want to take out a loan of $1000 to buy pigs to raise. Basically, Cham Nap hopes he will be able to build a new house, improve his child’s education, and ensure his family sustainability.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cham Nap to buy more pigs to raise and sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 29, 2009
Jul 12, 2009
Currency Exchange Loss:
Feb 15, 2010