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Hanifan Haji Muhammad Jamil Group
In this Group: Hanifan, Naseem , Tasleem
Hanifan baji is the wife of H. M. J. who has lived in a city named Multan, Pakistan for the past 17 years. Multan city is famous for its shrines and handmade items. Her husband works in a factory on monthly wage.

Hanifan baji runs an embroidered-clothes business. She prepares embroidered dresses on orders which she collects from her relatives and neighbors. It’s a time-intensive profession; therefore, she decided to buy an embroidery machine which will help her to complete the orders on time and earn more profit.

She is the group leader of two other women from her locality:

Naseem baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor-vehicle).

Tasleem baji wants a loan to buy embroidery material (beads and colored thread) to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 308
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hanifan Haji Muhammad Jamil Group's $675 loan helped a member to buy an embroidery machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2009
May 18, 2009
Currency Exchange Loss:
Jun 2, 2010