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Jane Nabaale‘S Group
In this Group: Jane, Madina , Dezi, Regina
Jane is the leader of four members of a group. She is a 25-year-old, married with two children aged between 3 and 7 years. All her children go to school. She resides in and rents a one-room house where she lives with four people. Jane doesn’t take care of any additional family members. There is electricity but no piped water at her home and the family gets three meals a day. She resides and works in a semi-urban area which is in the outskirts of Kampala.

Jane operates a restaurant in Nakulabye, one of the Kampala surburbs. She sells to an average of 20 people a day and sells to all categories of people. She works six days a week. Jane buys all her food requirements from Nakulabye market and so doesn’t pay for extra transportation to and from shopping. Her major monthly expenses include rent for the business premises and for her residence. She has been in this business for the last two years. Her main challenge is the rainy season, which stops her customers from coming to her.

Jane has been with MCDT for over two years and is servicing her fourth loan, working all this time with the same group members. She wants to use this loan to buy more saucepans, plates and cups. She is aspiring to open another eating establishment.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,210.5
    Uganda Shillings (UGX) = $1 USD