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Sen S. is 37 years old. She has owned a plot of land in Pursat Province since 1979. There, she grows all types of crops, which she plants twice a year. She is a good mother of five children, three of whom are single and two of whom are married and live away from home. She is married to Mr. You, 43, who is also a crop farmer and sells carving wood from their home. To help alleviate the hard physical labor of farm work, Sen S. is looking for a loan from Kiva to purchase a water buffalo in order to plow farmland during the rice growing season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 154
    View loans »
    Cambodia Loans Fundraising
  • $41,468,375
    Funds lent in using Kiva
  • 4,125.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sen to purchase a water buffalo to plow farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 23, 2009
May 18, 2009
Currency Exchange Loss:
May 18, 2010