Cecilia is a 43-year-old trader. She is married with four children who are currently in school. She lives with her family at Kasoa in Ghana.
Cecilia has sold used clothes in the Dansoman market of Ghana for the past nine years. With this business, she has been able to support one of her children to complete senior high school.
With low capital, she is not able to buy larger-bale quantities of used clothes to sell. She would like to use the loan to buy more bales of used clothes with variety to increase her stock. She hopes to use part of her proceeds to support her children education.
She is a member of the group called ‘Prosper Trust Group’. In this group, members guarantee for one another as social collateral to access a loan and provide support assistance in handling repayment.