A loan of $675 helped to purchase items in bulk for her business.


Joyce's story

Mambo (Greetings!) from Tanzania! This is 30-year-old Joyce K. from Mbeya . She is married with four children between the ages of 2 and 10.

Joyce has been running a genge business since 2008. A genge (grocery store) is usually a very basic structure made of wood, with a tin roof, which sells general items such as onions, tomatoes, chilli, oil, rice, and dried fish. It is the kind of place local people send their children running to, to fetch something when they are in the middle of cooking the evening meal, and don’t have time to go all the way to the market to buy the missing ingredient.

Joyce works at the business for 9-12 hours per day, six days per week and currently earns about $120 a month. She is requesting a loan in order to purchase items in bulk for her business. In the future, she plans to open a new business. Joyce thanks you for your support!

ABOUT SELFINA: SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through micro-leasing. The organization is engaged in the economic empowerment of women in Tanzania through the provision of a leasing and leaseback microfinance facility. Customs and traditions in Tanzania make it difficult for women to own land and assets, thus they are termed non-creditworthy by financial institutions. This leads to poor financial support and poor access to basic needs and services for women with low incomes. One of the primary advantages of micro leasing is that is allows clients to use the equipment as collateral for future loans with SELFINA, thus enabling them to borrow larger sums in the future.


Loan details


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Loan details