Ekow D. is married with two children and has received an education through junior high school. He works as a taxi driver and trader selling engine oil for boats in Cape Coast, which he has done since 2008. His wife makes her living as a fishmonger. Ekow uses his income to pay for utilities, school fees and food for his family. He will use the loan to purchase more engine oil to sell to the fishermen and with the new profits from his expanded business Ekow plans to build more houses.