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Razia M.farooq Sultan Group
In this Group: Razia , Kosar Parveen , Shamim Akhtar
Razia baji is a wife of M. S., and for the last five years has lived in Borewala, Pakistan, a town that is famous for its shrines. She has two children, one daughter and one son, both enrolled in a local school. Razia baji helps support her family and pay their school fees by making clothing. Her husband is a salesman and sells baked items such as breads to different bakeries. Razia baji is applying for this loan to buy items for her husband to sell so that he can earn a profit.

She leads a loan group that includes two other women who live in her town. Kosar parveen baji wants a loan to buy flour to sell. Shamim akhtar baji wants a loan to buy items for her business, which sells window shutters.

This is a group loan. Funds will be distributed among the members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 334
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 79.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia M.farooq Sultan Group's $650 loan helped a member to help expand three small businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2009
May 15, 2009
Currency Exchange Loss:
May 30, 2010