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Rubina Kosar M. Tariq Group
In this Group: Rubina Kosar, Sultana , Hanifan , Salma , Parveen Kosar , Rubina
Rubina kosar baji is a wife of M. T.. She has lived in a city named Borewala, Pakistan for the past 16 years. Borewala is famous for its shrines. She is the mother of two daughters. Both of her daughters are enrolled in a school and are getting an education. Rubina baji wishes to give her daughters a good education, which her parents couldn’t give her. Her husband is a fruit seller by profession. He has 5 years of experience. Rubina baji helps him by arranging the fruit in boxes so he able to pack them easily and sell them to the fruit shops. She is applying for a loan to buy more seasonal fruits for her husband’s fruit selling business.

She is the group leader of five other women from her locality. Sultana baji and Hanifan baji each want a loan to buy a beam shuttering business. Salma baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle). Parveen kosar baji wants a loan to buy material (scissors and a sewing machine) for her tailoring center. Rubina baji wants a loan to buy milk to sell.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Note: In this picture Parveen kosar baji shows a cushion, the cover of which was sewed by her husband.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 320
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 79.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina Kosar M. Tariq Group's $1,075 loan helped a member to buy seasonal fruits to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 28, 2009
May 15, 2009
Currency Exchange Loss:
Jun 8, 2010