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Najma Kosar Banyameen Group
In this Group: Najma Kosar, Jamila , Razia Sultana , Shahnaz Kosar , Kaniz Fatima , Bilquis
Najma kosar baji is the wife of B. who has been residing in the city of Borewala, Pakistan for the past fifteen years. Borewala city is famous for its shrines. Her husband belongs to the timber-selling business and has six years of experience. He has a good number of customers because gas is not available and so people use wood for cooking food.

Najma baji is a very hardworking lady and shares the financial burden of her husband by sewing clothes. She is applying for a loan to buy timber for her husband’s business.

Najma baji is the group leader of five other women from her locality:

Jamila baji wants a loan to buy wood to sell.

Razia sultana baji wants a loan to buy vehicle spare parts to sell.

Shahnaz kosar baji, Kaniz Fatima baji and Bilquis baji each want a loan to buy donkey carts for their loading business.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 79.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Najma Kosar Banyameen Group's $1,025 loan helped a member to buy timber for her husband to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 15, 2009
Currency Exchange Loss:
Jun 8, 2010