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Abida Nazir Ahmad Group
In this Group: Abida , Zubaida , Irshad , Rukhsana
Abida baji operates a sewing business. She sews clothes to pay off the school fees of her kids. She is a 42-year-old married lady and has been a citizen of Vehari, Pakistan, for the past 18 years. She got her education up to the 5th standard, but couldn’t continue her studies further due to the limited financial resources of her parents. Her husband's name is N. A.. He works at a factory on a monthly salary. She is the mother of three kids: two sons and one daughter. Her older son is a janitor. The others are enrolled in school and are getting an education.

Abida baji has successfully repaid two previous loans from Asasah (a microfinance institute of Pakistan). Now she is applying for a loan to buy groceries because her son wants to run a grocery shop when he comes home from work.

Abida baji is the leader of this group of three women from her locality. Zubaida baji and Irshad baji both want a loan to buy bed sheets to sell. Rukhsana baji wants a loan to buy an auto-rickshaw (a local three-wheeled motor vehicle).

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Abida Nazir Ahmad Group's $725 loan helped a member to buy groceries to start a grocery shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 30, 2009
May 14, 2009
Currency Exchange Loss:
May 31, 2010