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Rose Ndagire‘S Group
In this Group: Rose, Harriet, Juliet , Teddy , Harriet
Rose is the leader of a 5 member group. She is a 31 year old single mother of four children aged between 4 and 16 years. All her children go to school. She resides and rents a three-roomed house where she is staying with six people. Rose takes care of additional family members (Parents). There is electricity and no piped water at her home. The family gets three meals a day.

She resides and works in a semi urban area which is on the outskirts of Kampala. Rose runs a bar selling local gin in Nakulabye. She sells to an average of 20 people a day and to all categories of people. She works seven days a week. Rose buys clothing from suppliers who get them from villages and doesn’t incur extra transport costs.

Her major monthly expenses include rent, electricity and school fees. She has been in this business for the last four years. Her main challenges are defaulters and rental charges. Rose has been with MCDT for over four years and is servicing her eighth loan, working this long with the same group mates. She wants to use this loan to buy more jerricans of local gin and aspires to owning a permanent business premise.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 127
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,210.5
    Uganda Shillings (UGX) = $1 USD