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Urania Del Carmen
Urania is 48 years old, married, and has two children, ages 8 and 10. Her husband buys and sells cars. They live in the Villa Reconciliación neighborhood, 4 blocks below the traffic lights at el Riguerro. She has had a taxi service for five years. She purchased the vehicle with help from her husband and they joined a cooperative to provide taxi services. This is her fifth loan with Afodenic which she has used to make home improvements. With this loan she is going to pruchase construction materials to add on a room. Her plans are to be able to purchase another vehicle and replace the one she has to provide better service to the public.
View original language description ↓
Doña Urania tiene 48 años de edad, casada y con dos hijos de 8 y 10 años de edad, su esposo compra y vende autos, reside en el barrio Villa Reconciliación de los semáforos el Riguerro 4 c abajo, ella tiene un taxi que desde hace cinco años lo trabaja, el cual compro con ayuda de su esposo y luego lo inscribieron en una cooperativa para trabajarlo de taxi. Este es su quinto ciclo en Afodenic el cual se ha beneficiado con las mejoras para su vivienda, con este préstamo va a comprar materiales de construcción para hacer un cuarto. Sus planes a es poder comprar otro vehiculo y cambiar el que tiene para dar un mejor servicio al publico.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Urania Del Carmen purchase construction materials to add on a room.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 7, 2009
May 16, 2009
Currency Exchange Loss:
Apr 15, 2010