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Yuliya is a married mother of two children. She is an experienced gardener who knows important secrets for growing healthy vegetables and fruit. She owns a little kiosk where she sells seeds and fertilizers in the market at Kamenka-Dneprovskaya, which is in a large farming area. Yuliya has been in this business for 10 years.

Yuliya’s customers know that she can always give good advice on how to plant seeds and look after plants. This keeps them coming back to her kiosk to get everything they need for the spring gardening season – and some practical tips, too. Eight loans from “Nadiya Ukraine” have promoted the growth of Yuliya’s business. Today, as the result of financial assistance, she is the happy owner of a spacious and comfortable vending facility in the central town market. She currently has about $4,000 gross income every month.

Yuliya would like to get a loan for $1,000 to purchase a variety of seeds and fertilizers that will help her increase her clientele and profitability as a result. We believe her ability to follow innovations in farming and gardening and her desire to constantly improve her skills prove she is a dedicated entrepreneur who will succeed despite any difficulties or competition she may face.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Yuliya to purchase new types of seeds and increase variety of fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 16, 2007
May 31, 2007
Currency Exchange Loss:
Dec 8, 2007