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Margelia Del Rosario
Mrs. Margelia del Rosario S., 26, lives in the Piedra Quemada neighborhood, which is located on the road to Masaya. She lives with her husband who works to help her with the household expenses. They have two children who go to school.

The family plan is to improve their living conditions. She has worked as a farmer for fifteen years. Through her own efforts she has been able to maintain part of her crops. The biggest problem is lack of financing. Her plan for her crops is to diversify.

The loan is to buy fertilizer and supplies so that when she plants her crops no insects can damage them.
View original language description ↓
La señora Margelia del Rosario S. , tiene la edad de 26 años , habita en el barrio Piedra quemada , ubicado hacia carretera a Masaya , junto su esposo , el cual trabaja para apoyarle con los gastos del hogar , ellos tiene a su cargo dos hijos , los cuales estudian , los planes hacia su familia es mejorar las condiciones de vida ,ella desde hace 15 años se dedica a los trabajos agrícolas , con sus propios esfuerzos ha logrado mantener parte del cultivo , el mayor problema que se le presenta es la falta de financiamiento , los planes hacia su cultivo es poder diversificarlo . Con el préstamo va a comprar fertilizantes e insumos para comenzar a sembrar la cosecha y así que ninguna plaga dañe su cultivo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Margelia Del Rosario buy supplies and fertilizers to apply to her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 29, 2009
May 15, 2009
Currency Exchange Loss:
May 15, 2010