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Tamtemneh Group
In this Group: John , Isatu , Fatu, Brima
This is John T., Brima K., Fatu K. and Isatu F.. They named their group Tamtemneh. This is not the first loan these entrepreneurs have requested from SMT/Kiva. They have received several loans from SMT/Kiva. Previous loans have made a significant impact in the lives of these entrepreneurs. Having repaid their last loan successfully, each of them is requesting a new loan of Le 1,200,000.00. With this loan, they will be able to increase the sizes and qualities of their businesses and consequently make better profit and improve on their standards of living.

John T. (second from left) is the leader of this group. He is forty-three years of age. He was born in Makump Bana village, five miles from Makeni City. He is married with eight children. One of his children is in secondary school, five in primary schools and two are not of school-going age. John has been a businessman for over fifteen years now. He sells rubber bowls, fishes, cottons, shoes, rice, and so on.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 3,200.0
    Sierra Leone Leones (SLL) = $1 USD