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A very hardworking mother and wife, Mrs. Julieta B. lives at Dapitan City, Zamboanga Del Norte. She is 35 years old and blessed with four children, two of whom are in school. Her aspiration to have a better future inspired her to be patient and become a member of Paglaum MPC. She is now on her 6th cycle and is a good member.

She is now applying for a loan for Php 14,500 to buy additional ingredients for her vending business in which she sells a snack commonly known "bibingka." Her other source of income comes from raising pigs. She wishes to have a piggery soon and continue to operate her bibingka business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 301
    View loans »
    Philippines Loans Fundraising
  • $70,667,050
    Funds lent in using Kiva
  • 47.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Julieta to buy additional ingredients for her snack vending business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 24, 2009
May 13, 2009
Currency Exchange Loss:
Feb 15, 2010