H. Nguyen is 33 years old and lives in Vinh Phuc. She is married and has two infant children. To make a living, H. owns and operates a recycling services business. While not the only means for generating revenue, the main source of income for her business comes from hauling scrap metal for local businesses and community members. H. has been engaged in this business for over two years and earns approximately 5,000,000 VND a month.
In 2002, H. joined TYM Fund to gain access to financial services and to improve her living situation and her ability to engage in business activities. She successfully repaid a previous loan of 20,000,000 VND from TYM Fund, which she used to purchase additional scrap metal to sell. She is now requesting a loan of 20,000,000 VND to expand her business. The loan will be her 7th loan from the TYM Fund. H. plans to use the additional revenue generated from the business to improve and expand her business.
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