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Pen C. is fifty-two years old and married with four children. The family resides in the Kampong Cham province. Her husband, pictured here, operates a motor-taxi business and makes $10 in revenue every day. Pen's business, making baskets, typically makes about $2.50 a day. Two of their children are workers and two are in school. Recently, her husband's motorbike has become unreliable, even after being repaired many times, so Pen wants a loan to replace the motorbike.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Pen to buy a motorbike.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 8, 2009
May 7, 2009
Currency Exchange Loss:
Apr 15, 2010