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Changamukeni Group
In this Group: Pascal, Amina, Odia, Joseph*, Anna*, Getrude, Wolfusan, Nkanleka, Abrahamu, Akwiliwa, Anna, Joyce, James, Adfina, Eva
* not pictured
Pascal M. is thirty years old and single with two children, ages six and two. He started a general store six years ago and works from 6am to 10pm every day. He is able to earn a monthly profit of around $59.

This will be Pascal’s fourth loan from Tujijenge Tanzania (one of Kiva's field partners). He used the previous loans to start a retail shop and to increase inventory in both stores, and he has paid back his loans successfully. He wants to use the new loan to increase the inventory of both businesses.

Pascal will share this loan with his group "Changamkeni". The group has fifteen members. These members hold each other accountable in paying back their loans. In the picture, Pascal is first on the left in the back row, wearing a white t-shirt.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,330.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Changamukeni Group's $2,975 loan helped a member to increase the inventory in both shops.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 27, 2009
May 7, 2009
Currency Exchange Loss:
Sep 15, 2009