A loan of $400 helped business Capital.


Virginia's story

“One must be patient and have perseverance to live life successfully,” is the principle of Virginia M.. She is 59 years old, a mother of four children and married to Herminio M.. They are living in a rural community located in Barangay Nangalisan of Bagabag, Nueva Vizcaya. Most of her children are high school graduates only, unable to pursue their college courses due to a lack of finances. Now, all of her children are married and have their own families.

Virginia earns a living by maintaining their general store business. Her husband also maintains a piggery and small rice farm where most of the income from the store are invested. They use only a small amount for their daily necessities. According to Virginia, she can make a net income of PHP700.00 (about USD $14) per week. This is very little to support their piggery business and their small rice farm. Virginia is seeking the support of the lenders to borrow a loan of PHP19, 000.00 (USD $400). She will use the money as additional capital for their businesses and to provide for the needs of her family.



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Loan details