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Im H. is 48 and married with two young children living at home. They live in the Kampong Cham province. She works in a grocery store, typically making $11 each day. Her husband, Bech Haiy, is a construction worker and typically makes about $2 each day. Im H. would like a loan of $1000 to purchase more grocery items to meet her clients' demands.

(Both Im H. and her husband were not available so their daughter is pictured instead.)

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Im to purchase more grocerie items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 7, 2009
May 6, 2009
Currency Exchange Loss:
May 15, 2010