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Jose Angel
José Ángel Z. is 42 years old, married, and has four children. His plan is to provide more comfort to his family. He has worked as a transport driver for six years. The loan he is seeking from Afodenic is for the purchase of construction materials like: iron, Perlina, laminates, stirrups, wire, nails and blocks. In constructing a new part of his home, he will provide greater security for his family.
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El Señor José Ángel Z., tiene 42 años de edad, acompañado, su esposa le tiene cuatros hijos. Los planes para su familia en ofrecerle mayor comodidad. Se desempeña como conductor de transporte desde hace 6 años. El préstamo que solicita en Afodenic es para la compra de materiales de construcción tales como: hierro, perlines, láminas, estribos, alambre, clavo y bloques. Con La construcción de una parte de la casa le brindara seguridad a su familia

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Jose Angel purchase construction materials for home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 29, 2009
May 8, 2009
Currency Exchange Loss:
May 15, 2010