For the most part the members work in agriculture, growing vegetables, raising animals, as well as such activities as selling clothes, food, and groceries.
30-year old Judith lives with her partner and has one son. She is a director of the Bank. She grows alfalfa and vegetables and sells them in the market in Ayacucho. Her plan is to one day start a business buying and selling animals.
30-year old Yolanda lives with her partner and has two children. She grows vegetables and sells them in the streets of the market in Ayacucho.
The members of the Bank need various amounts of money, 300, 600, or 900 soles adding up to a total of 14,050 soles. The loans will be used to buy fertilizer, medicines, and to pay workmen.
The members dream of building their own homes, providing their children with a good education, and having a vehicle to transport their products.
Las socias realizan principalmente la agricultura D. verduras, crianza D. animales y entre otras actividades la venta D. ropa, comida y abarrotes en general.
Judith es conviviente, tiene 30 años y 1 hijo, pertenece a la junta directiva D. su Banco Comunal, Judith se dedica a la agricultura D. alfalfa y verduras, sus ventas los realiza en el mercado D. abastos D. la ciudad D. Ayacucho. Judith tiene proyectado comenzar con el negocio D. compra y venta D. animales.
Yolanda es conviviente, tiene 30 años y 2 hijos, Yolanda siembra verduras, productos que venD. ambulatoriamente en el mercado D. abastos D. la ciudad D. Ayacucho.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600 soles, 900 soles haciendo un total D. 14,050 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra fertilizantes, remedios, para el pago D. los peones.
Los sueños D. las socias son construir su casa, brindar una buena educación a sus hijos y tener un carro para transportar sus productos,
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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