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Justina is a member of the Virgin of Mercedes Community Bank. She is 39 years old and has three children ages 21, 18 and 7, the youngest of which attends a state school. She is separated from her husband. Justina runs a bodega out of her home. She started out selling beer. She studied computation and that helped her better organize her business. Now everything is in order. Justina is requesting a loan of 2,400 soles for the purchase of beer and to put a floor on her business. Since she has been with Kiva partner Finca, she learned to better develop her business, and learned from the hard-working, united group members. When any member has a problem, the others are there for support. Justina's dream is to hire a worker to help her with her bodega business, so she can relax.
View original language description ↓
Justina es socia del bancomunal Virgen de las Mercedes.
Justina es separada tiene 39 años, tres hijos de 21, 18 y 7 años este ultimo estudia en la escuela estatal.
Justina tiene una bodega en su casa, empezó vendiendo cerveza, ella estudio computación y le ayuda a organizar mejor su negocio, tener todo en orden.
Justina necesita un préstamo de 2400 soles. para la compra de cerveza, va poner piso a su negocio.
Desde que esta en Finca, aprendió ha desarrollarse mas en el negocio, aprende de las socias que son muy trabajadoras, son solidarias, cuando alguna socia tiene problemas están dispuestas a apoyarles.
El sueño de Justina es contratar una persona que le ayude en su negocio de bodega, para que ella descanse.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $63,829,350
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Justina buy beer for her bodega and put in a floor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 28, 2009
May 11, 2009
Currency Exchange Loss:
Oct 15, 2009