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Mrs. Bienvinida G. is a resident of Guba, Clarin, Misamis Occidental, 40 years old, married with 7 children. Her husband is a farmer and carpenter. She joined PMPC 4 years ago and the Co-op became her help in accomplishing her plans and project. She is one of the active members of Kaymito Center. Right now she is applying for a loan of Php 14,900 for the purpose of purchasing housing materials to renovate her house.

Her future plan is to be able to send her children to college and to be able to renovate her house. Above all, she hopes that her husband will have good produce in the farm so that they can pay their loan promptly.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Philippines

  • $7,000
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 48.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Bienvinida to purchase housing materials for her house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 16, 2009
Apr 30, 2009
Currency Exchange Loss:
Feb 15, 2010