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Joyce's Group
In this Group: Joyce, Hanifa, Tatoo, Abas, Hamida, Mariam, Mary, Lillian, Fidel, Jamada, Victor, Regina, Sarah, Masitula, Caroline, Moses, Fred, Jane, Rebecca
N. Joyce is the leader of Akutwala ekiro group in Kyebando. She is a hard-working lady and a widow with three children, ages twenty-five, twenty-three and twenty-one. She has run her business selling fresh fruits and vegetables for seven years, and she is grateful that previous loans have helped to expand her business and to attract more customers. Joyce has a dream of starting up a wholesale shop, and she believes she will achieve it. She also hopes to have all her children turn into very responsible citizens. She needs a loan to be able to buy more fruit to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 234
    View loans »
    Uganda Loans Fundraising
  • $32,790,150
    Funds lent in using Kiva
  • 2,165.5
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joyce's Group's $3,975 loan helped a member to buy more fruit to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 29, 2009
Apr 30, 2009
Currency Exchange Loss:
Sep 15, 2009