A loan of $3,000 helped to buy ingredients for his baked goods.


Hassan's story

Hassan is forty-five years old and lives in Nabatieh, in southern Lebanon, with his wife and their three children. Hassan has owned a bakery for ten years. He does “saj” and “mankoucheh”. The “saj” is the metal oven where he makes saj bread, and the saj bread is a traditional Lebanese cooking dome used to make Markouk (“thinned”) bread and doughy confections or Mankoucheh. A mankoucheh looks like a folded pizza, and the most common toppings are zaatar (thyme), jebneh (cheese) and lahm bi ajin (minced meat). You can eat it anytime of the day, but somehow it tastes better in the morning. Hassan requested a loan from the Kiva field partner, Al Majmoua, in order to purchase ingredients like oil, flour, thyme and cheese, and also to change the décor of his bakery. Hassan has been a microcredit client for five years now and has always paid on time.
His previous loans helped him improve his bakery. Hassan is well-known for his baked goods because of the good taste of his mankoucheh. His clients are his friends and neighbors. He did not find it difficult to get his business established. Hussein decided to open his bakery because he wanted to improve his family’s situation. In the future, he plans to expand his business.



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