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Esmelda María
Mrs. Esmelda B. sells seafood in the wholesale market in Managua. The business maintains her immediate family, comprised of her two small children who are of school age.

With the intention of acquiring seafood, she has come to apply for a loan at Ceprodel. This way she can continue to sell in her area, also making investments needed to grow.
View original language description ↓

La señora Esmelda B. se dedica a la venta de mariscos en el Mercado Mayoreo de la ciudad de Managua siendo este su negocio con el cual mantiene su núcleo familiar compuesto por sus dos pequeños hijos en edades escolares.

Con el propósito de adquirir los mariscos, ella ha acudido a Ceprodel para solicitar un crédito y de esta manera continuar su venta en su localidad que tanto necesita de su inversión para crecer.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,278,975
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Esmelda María to purchase seafood.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 7, 2009
Apr 30, 2009
Currency Exchange Loss:
Dec 15, 2009