A loan helped to start a money transfer business in her community, focusing on helping orphans and the disabled.


Christabel's story

Meet Christabel. She lives in the busy city of Lusaka in Zambia. At 24 years old, Christabel has not had it easy. She is an orphan and has also recently been widowed.

While she realizes that she needs to be financially stable, Christabel’s main objective is to give back to her community. She has done some extensive outreach work in her life and is particularly passionate about orphans and people with special needs. She recognizes Zoona as an opportunity to fulfill both objectives.

Financial inclusion is a huge problem in Lusaka, even more so for people with special needs. Christabel would like to run her own money transfer business and focus on providing a much needed service to these individuals in particular. She would like to help create job opportunities for orphaned young people and for disabled people who perhaps feel like there is no other option.

She would also like to further her education and eventually become a social worker so that she can take her initiative from strength to strength.

A Kiva loan would start the ball rolling and be a force of good in Africa where it is so badly needed. Christabel would like to see her fellow young people soar and she would like to see Zambia develop.

Zoona has done market research and have found that the locations Christabel would like to trade in would be ideal for the traction she envisions for her business.

Christabel thanks the Kiva lenders for their support.


This loan is special because:

It expands access to mobile money in Zambia.



Loan details


Lenders and lending teams




Loan details