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Johanna Lucía
This young woman, Johanna Lucía G. M., is 23 years old. She lives in the San Juan neighborhood with her husband and she helps him with the household expenses. They have two children who are still in school. Their plans for their family are to improve their living conditions. Johanna has been working in agriculture for the last twelve years and the biggest problem she has are the infestations that get into the fields. She started out in this field with her own efforts and the support of her parents. The financing that she wants is for the purchase of supplies and fertilizer, in order to obtain a good crop and get better profits when it is harvested. She gives thanks to AFODENIC for the successes she has achieved.
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La joven Johana Lucia G. M., tiene la edad de 23 años, habita en el barrio San Juan, junto a su esposo, el cual le apoya con los gastos del hogar , ellos tienen dos hijos , los cuales estudian , los planes hacia su familia es mejorar las condiciones de vida, ella desde hace 12 años trabaja como agricultora , la mayor dificultad que se le presenta son las plagas que invaden el cultivo , ella inicio esta actividad agrícola con sus propios esfuerzos y el apoyo de sus padres . El financiamiento lo quiere para la compra de insumos y fertilizantes. Para lograr una buena producción y poder obtener mejores beneficios en esta cosecha, da las gracia a la institución por los logros adquiridos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Johanna Lucía to buy supplies and fertilizer to improve the crop.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Mar 30, 2009
May 2, 2009
Currency Exchange Loss:
Nov 15, 2009