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Ana Patricia
Mrs. Ana Q. has begun the job of rebuilding her home. It has been in bad shape for a long time. She has done it for the purpose of supporting her family which is made up of two school-aged children.

She needs to get the money immediately to purchase the building materials. This is the reason she confidently puts her hopes in Ceprodel to benefit from this loan and therefore get ahead in her business.

View original language description ↓

La señora Ana Q. ha iniciado la labora de reconstrucción de su vivienda que por mucho tiempo había permanecido en mal estado y lo ha hecho con el propósito de mantener a su familia compuesta por sus dos hijos en edad escolar.

Ella tiene la necesidad de adquirir a lo inmediato el dinero para la compra de los materiales de construcción y es por esta razón que espera confiadamente en Ceprodel para ser beneficiada con dicho crédito y así saldrá adelante en su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Ana Patricia purchase of building materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 30, 2009
Apr 28, 2009
Currency Exchange Loss:
Dec 15, 2009