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Maria Esperanza
Mrs. Maria Esperanza M. Hernández is 36 years old and lives with her husband in the San Juan de la Concepción neighborhood. He works as a water-meter reader. They have two children: a fourteen-year-old girl and a twelve-year-old boy. The family has made plans to improve their standard of living. Since the age of six, she has worked as a farmer. She began to farm through her own efforts. The two biggest problems she faces are lack of financing and pests. With the loan she is going to buy fertilizers and consumables to improve cultivation and obtain better production.
View original language description ↓
La señora Maria Esperanza M. Hernández, tiene la edad de 36 años, habita en el barrio San Juan de la Concepción , junto a su esposo el cual trabaja como lector de medidores de agua , ellos tiene a su cargo dos hijos , una adolescente se 14 años y una varón de 12 años , los planes hacia su familia es mejorar las condiciones de vida , ella desde hace 6 años se dedica a los trabajos agrícolas , ella inicio con sus propios esfuerzos , la mayor facultad que se le presenta es la falta de financiamiento y las plagas. Con el financiamiento va a comprar fertilizantes e insumos para mejorar el cultivo y obtener una mejor producción.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 20.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Maria Esperanza purchase agricultural consumables to improve cultivation.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Mar 30, 2009
May 2, 2009
Currency Exchange Loss:
Jul 15, 2010