A loan of $275 helped buying and selling shoes.

Elisa's story

Elisa was born in Maputo and studied until the 8th grade. She is 30 years old, married, and mother of 2 children. The oldest is 10 years old, and the second is 6. Both are in school.

Elisa moved from Maputo to Namaacha, a village that borders Swaziland, with her mother right after she was born. She began her schooling only when she was 12 because she had always been very sickly. When her mother could no longer to pay for her schooling, Elisa did her part to help by selling a few products at school during recess time, and at night to the night-school students.

When Elisa got pregnant with her first child, her boyfriend was unemployed. Seeing that she was good at business, Elisa’s mother gave her some money to start her own. She sold primary goods, and was eventually able to build her own house. Some years later she began selling beauty products, but had to stop when a law went into effect saying that students were not permitted to braid their hair. So she began selling shoes and sarongs purchased in the capital. The shoes are purchased for 35.00 MT and sold for 50.00 MT, and the sarongs are purchased for 50.00 MT and sold for 75.00 MT in this district. Elisa travels to the capital twice a week because, besides selling her wares at the central market, she also sells at the informal Shoprite market on Wednesdays and Saturdays. Her monthly income is 3,000.00 MT, and she is not able to put any of it toward savings since she is having some construction done and takes care of her brother in-law that lives in her home.

This is Elisa’s first loan with Hluvuku and Kiva. The 70,000.00 MT she is requesting will be used to increase her stock now that winter is approaching and many clients are requesting shoes. She wants to be prepared to meet the needs of her clients at the right time. She is confident that she can repay her loan before the set time, and so she can request another loan to further improve her business.

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Translated from Portuguese by Kiva volunteer Jill Haring

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